Het zal je overkomen. Je fotografeert graag landschappen en je wilt het liefst je inkomen verdienen met je fotografie. Door een bescheiden netwerk in Amerika krijg je hiertoe zelfs de kans. En het gaat goed, heel erg goed. Zo goed dat de bekendste Amerikaanse merken met je willen werken. Zo goed dat Nike je steevast inhuurt om Tiger Woods te fotograferen. Zo goed, dat je de hele wereld over vliegt en zelfs miljonair wordt. Wat hem overkomt, vertelt de Nederlandse fotograaf Leen Thijsse aan Opgelicht?!
Manipulate
Mainly disapproving
To control something or someone to your advantage, often unfairly or dishonestly:
Throughout her career she has very successfully manipulated the media.
The opposition leader accused government ministers of manipulating the statistics to suit themselves.
Cambridge Dictionary
Van vastgoedmiljonair naar een baantje in de spoelkeuken: het verhaal van Leen Thijsse
21 sep. 2021
Het verhaal van Leen Thijsse: van vastgoedmiljonair naar een baantje in de spoelkeuken
Het zal je overkomen. Je fotografeert graag landschappen en je wilt het liefst je inkomen verdienen met je fotografie. Door een bescheiden netwerk in Amerika krijg je hiertoe zelfs de kans. En het gaat goed, heel erg goed. Zo goed dat de bekendste Amerikaanse merken met je willen werken. Zo goed dat Nike je steevast inhuurt om Tiger Woods te fotograferen. Zo goed, dat je de hele wereld over vliegt en zelfs miljonair wordt. Wat hem overkomt, vertelt de Nederlandse fotograaf Leen Thijsse aan Opgelicht?!
Vanwege suikerziekte komt echter ook het moment dat Thijsse het rustiger aan moet gaan doen. Financieel hoeft hij zich allang geen zorgen meer te maken. Om zijn pensioen veilig te stellen, heeft hij geïnvesteerd in vastgoed in en rondom het Gelderse Kootwijk.
Hij laat er ook een prachtig landhuis bouwen. Uiteindelijk heeft zijn vastgoedportefeuille van winkelpanden, huizen en landgoed een waarde van ‘op het hoogtepunt zo’n 20 miljoen euro’.
De vastgoedcrisis slaat toe
Thijsse kan goed leven van de huurinkomsten totdat de vastgoedcrisis zijn sporen nalaat. Onder de naam Basel-3 worden vanaf 2013 strengere eisen aan banken gesteld. Banken moeten meer reserves opbouwen om klappen op te vangen. Ook het vastgoed van Thijsse is in die periode flink in waarde gedaald.
Een deel van zijn vastgoed heeft hij gefinancierd bij Van Lanschot en ABN AMRO. Deze banken willen van deze financiering af, want de waarde is te laag voor de openstaande financiering van 4 miljoen euro. Thijsse krijgt – na lang onderhandelen – de kans om deze af te kopen voor anderhalf miljoen euro.
Thijsse stapt vervolgens naar de FGH Bank, waar hij al veel van zijn commerciële vastgoed heeft gefinancierd. De FGH Bank is bereid om de anderhalf miljoen euro financiering te bieden om de ABN AMRO en Van Lanschot af te betalen. Ook voor de FGH Bank is dit interessant, want het krijgt voor de anderhalf miljoen miljoen een onderpand dat meer waard is.
Na maanden onderzoek wordt door FGH de herfinanciering, een bankhypotheek, geaccordeerd. Op donderdag 27 november 2014 zitten Thijsse en de FGH bij de notaris om de hernieuwde samenwerking vast te leggen. Iedereen blij.
Onverwachte kosten en een wel heel korte betalingstermijn
Tot de volgende dag, op vrijdagmiddag, een mail komt van de bank. In eerste instantie wordt iedereen bedankt voor de inspanning, het is een ‘felicitatie waard’. Maar de toon in de mail blijkt minder uitbundig dan Thijsse had verwacht.
Volgens de bank moet er voor de financiering nog 8000 euro verrekend worden. Kosten die Thijsse niet kent. Vreemd, want bij de notaris was duidelijk vastgelegd wat wel en wat niet betaald diende te worden.
De betaaltermijn die gesteld wordt is bepaald niet ruim: op maandag, de eerstvolgende werkdag moet de 8000 euro voldaan zijn, anders worden de pandrechten openbaar gemaakt. Wat zoveel inhoudt dat de bank de huurstromen gaat incasseren.
Wel de kosten, niet de inkomsten
Zo geschiedde niet veel later alsnog. De bank incasseerde de huren inclusief btw én inclusief gelden die bedoeld waren voor gas, water en licht. De btw moest Thijsse vervolgens wel zelf betalen, net zoals de rekeningen voor gas, water en licht van zijn verhuurde panden. Thijsse had dus wél de kosten, maar niet de inkomsten.
Uiteindelijk loopt de schuld op en besluit de bank om panden te verkopen per executieverkoop. Uiteraard niet voor de waarde waarvoor het gefinancierd was.
Een aantal panden worden op de veiling ‘toevallig’ eigendom van een bedrijf genaamd Daalsetunnel BV. Bestuurder en enig aandeelhouder tot 2018 is FGH Bank (inmiddels opgegaan in de Rabobank).
Miljoenenschuld en geen vaste woon- of verblijfplaats
Thijsse ziet zijn hele kapitaal uiteindelijk langzaam verdampen. Als gevolg van de de penibele financiële situatie waarin hij belandt, wordt ook beslag gelegd op zijn landhuis.
Wanneer alles verkocht is. kan Thijsse de balans op maken en heeft hij anno 2021 geen vaste woon- of verblijfplaats. Ook heeft hij inmiddels een schuld van zo’n vier miljoen euro. Het zal je overkomen.
Ook met FGH Bank liep het verder niet erg goed af. Al in 2014 – toen de kwestie met Thijsse speelde – had de bank een aantal flinke tegenvallers te incasseren. Niet veel later is FGH opgegaan in de Rabobank.
Gang naar de rechter, ook aangifte tegen de Rabobank
Thijsse stapt naar de rechter, maar de rechter oordeelt in eerste instantie dat de bank niet onrechtmatig heeft gehandeld. Oktober 2021 dient het hoger beroep. De Rabobank wilde tegen Opgelicht?! vooruitlopend op het hoger beroep niet inhoudelijk reageren.
Leen strijdt ondertussen verder en heeft met zijn advocaat Jan Vlug ook aangifte gedaan tegen Rabobank en een aantal medewerkers.
Van 30 miljoen op de bank naar de bijstand – Het verhaal van de flippokoning
5 okt. 2016
Schimmige paspoorthandel: van de Caraïben tot Groningen
3 apr. 2021
De afgelopen jaren volgde Siebe Sietsma de (schimmige) wereld van de paspoorthandel. Wat ooit begon op twee kleine eilandjes in het Caribisch gebied, is nu een lucratieve (wereldwijde) handel geworden voor de rijken der aarde, maar ook voor criminelen en misschien zelfs spionnen.
Kijk hier hoe ons maandenlange onderzoek uiteindelijk uitkwam bij de Rijksuniversiteit Groningen.
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Reageren? Vinden we leuk! Laat Siebe in de comments weten wat je van zijn onderzoek vindt.
Eerder onthulden we al dat een Europees paspoort voor 900.000 euro te koop is op Malta. Rijke Russen, Chinezen en Arabieren maken er gretig gebruik van omdat ze met het papiertje vrij kunnen reizen door de Europese Unie en zaken kunnen doen zonder juridisch spoor na te laten. Kijk hier deel 1 van dit verhaal: https://www.youtube.com/watch?v=-D-ZT…
Benieuwd naar de reactie van Kochenov, Kälin en de geraadpleegde bronnen? Kijk dan hier: https://nos.nl/l/2375189
#Paspoorthandel #Malta #Groningen
1 Mansbridge One on One: Tony Blair
21 nov. 2016
For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
2 Tony Blair on Brexit, Labour, and populism – BBC Newsnight
20 jul. 2018
3 THE FOURTH ESTATE (2015 UK). Documentary about media corruption and propaganda.
7 dec. 2015
Documentary film by Lee Salter and Elizabeth Mizon
Film web site: http://www.fourthestatedoc.com
Director web site http://www.lee-salter.com
GFX by Scubaboy Inc.
UK, 2015, 80 mins | fourthestatedoc.com | @fourthestatedoc
Screenings, use for academic purposes (incl reading lists, library) sambikisarufilm@gmail.com
Examining the people and practices of the media industries, The Fourth Estate illuminates not only specific incidences of corruption by press groups, but how the wider business as a whole, including the film and entertainment industries, has a huge amount to answer for in the state of the political economy of the west. There’s no business like show business…
Produced in the UK on a zero-budget, the filmmakers spent two years contacting and interviewing journalists, organisers and critics of the corrupt industrial practices highlighted by, but not limited to, the Leveson Inquiry in 2011. While the phone hacking scandal illuminated the depth and breadth of the cavalier flouting of legality and integrity in British journalism, there are larger implications and connections to ideology, entertainment, and political economy at work in this crisis. The Fourth Estate is the result of an examination of these connections at work.
In the wake of the Leveson report the media’s focus has quickly diverted from a brief period of self-examination to business as usual. This opportunity for serious consideration of the true, entrenched causes and effects of the UK’s inadequate media must not go unexplored, and the recent press scandals must not be framed in terms of the “bad apple” soundbites we’re so often fed.
4 Exposing corruption, abuse and war crimes – Whistleblower | DW Documentary
13 jan. 2017
From Edward Snowden to Wikileaks – whistleblowers are seen by some as heroes defending the public. The system sees them as traitors. What are they really?
In the authorities’ eyes, they are traitors, yet the public at large often sees them as heroes. People are driven to whistleblowing by anger, disbelief and powerlessness. It is a decision from which there is no turning back, a moment when someone obeys their conscience regardless of the consequences. It marks the beginning of a battle against the system in which old allies become enemies.
Revelations by whistleblowers such as Swiss Leaks bring tax authorities around the world billions in revenue. They uncover corruption, data abuse and war crimes – without whistleblowers, the world would be a more naive place. Behind each story, however, is a personal fate: when the auditor Rudolf Elmer disclosed illegal business methods by Swiss banks, his life turned into a thriller. Stéphanie Gibaud, too, a marketing employee at UBS was first put under massive peer pressure and then fired. This is the price that most whistleblowers have to pay – just like Swen Ennullat, who had the gall to cry foul twice!
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Exciting, powerful and informative – DW Documentary is always close to current affairs and international events. Our eclectic mix of award-winning films and reports take you straight to the heart of the story. Dive into different cultures, journey across distant lands, and discover the inner workings of modern-day life. Subscribe and explore the world around you – every day, one DW Documentary at a time.
6 Rupert Murdoch’s Scandal (2012) documentary
15 jun. 2018
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7 WSJ Live Presents: Rupert Murdoch Interviewed
8 mrt. 2013
8 How Corrupt is Britain? – Dave Whyte & Luke Hildyard
18 aug. 2015
Over 2,700 people gathered in central London for the Marxism 2015 festival last weekend. They included striking
workers, students, campaigners and socialists from across the globe.
Up to 900 people attended the opening rally. Amy Leather from the central committee of the Socialist Workers
Party (SWP) said, “The theme of Marxism is ideas for revolution—we need to make those ideas a reality.”
Events in Greece dominated the event (see below).
Several meetings discussed struggle and austerity in Britain.
At a meeting on class Joseph Choonara argued that people feel more precarious than they are and that the working
class can transform society.
A debate on why there are so few strikes in Britain looked at whether there has been a structural change in the
working class. Some argued that focusing only on structural changes could miss underlying shifts in workers’ mood
to fight.
Bfawu union president Ian Hodson spoke in one session, along with striking Glasgow homelessness caseworkers and
two sacked porters from Sotheby’s.
There was a live link-up with a US McDonald’s worker. Members of Glasgow socialist choir—Unite, Fight, Sing—
finished the meeting with a song from the US fast food strikers’ picket lines.
The Glasgow strikers raised around £1,000 for their strike fund over the weekend.
Racism
Fighting racism was a big theme.
Hassan Mahamdallie spoke on the frightening rise in state Islamophobia.
Veteran anti-racist Darcus Howe launched his memoirs at the event. Diane Abbott MP discussed how to take on
racism with Sabby Dhalu and Weyman Bennett from Unite Against Fascism.
It was standing room only in a meeting on how socialists should vote in the European Union referendum.
Some argued for a Yes vote because racists and Ukip are likely to dominate the No campaign.
Others said socialists shouldn’t abandon the No side to the racists—and said some on the Yes side would also use
racism.
A meeting on why Labour lost saw a discussion on how socialists should respond to Jeremy Corbyn’s candidacy for
Labour leader.
Other meetings debated the nature of Zionism, women’s oppression and the Green Party. Many service users
discussed their experiences at a meeting on Marxism and mental health.
Debated
Several meetings debated how Marxist theory applies today. Others linked theory with struggles—such as how the
school system fails children.
Socialists and activists spoke from Turkey, Bahrain, Ireland, France, Spain, Germany, Egypt, Syria and Ukraine.
A meeting on revolution and counter-revolution in Egypt grappled with the crushing of the hopes of 2011. People
called for protests when Egyptian dictator El-Sisi visits Britain.
There were a number of meetings on Palestine, including one on the Boycott Divestment and Sanctions (BDS)
campaign.
Some 70 students met for a picnic on Friday afternoon.
Many were at Marxism for the first time, including Iona from Brighton University.
She told Socialist Worker, “I came because I want to get more politically active. There’s no other event like
this—I love it.”
Greece—the big debate
Socialists from Greece spoke about the struggle there and debated the best way to take it forward.
Stathis Kouvelakis from the central committee of Syriza, the left party in government in Greece, debated Alex
Callinicos on Saturday.
This followed Syriza passing an austerity deal through the Greek parliament.
Stathis argued that there had been a “failure of political strategy” in Greece.
Alex stressed that this was not the end of the battle and said the mass mobilisation of workers pointed to the
way forward.
Panos Garganas, editor of the Workers’ Solidarity newspaper in Greece, spoke from the floor.
He said, “The game is not over. But we have discovered the referee is against us.”
He said Syriza had made the mistake of thinking it could make the bosses see reason.
“We’ve used the ballot box,” he said.
“Now we have to use workers’ power in the workplace.”
10 How Government Corruption is a Precursor to Extremism | Sarah Chayes | TEDxFultonStreet
12 nov. 2015
A former reporter, she covered the fall of the Taliban for NPR, then left journalism to remain in Kandahar in order to contribute to the reconstruction of the country, living there almost continuously since December 2001. Deeply embedded in the life of the city and fluent in Pashtu, Chayes gained a unique perspective on the unfolding war.
An expert on the dynamics of severe corruption, Sarah Chayes lived for most of a decade in Kandahar, Afghanistan, before serving as special assistant to the chairman of the Joint Chiefs of Staff. She now researches the role of corruption in driving security crises.
Chayes is a senior associate in the Democracy and Rule of Law Program and the South Asia Program at the Carnegie Endowment. She is an expert in South Asia policy, kleptocracy and anticorruption, and civil-military relations.
She is working on correlations between acute public corruption and the rise of militant extremism.
After running a nongovernmental organization founded by President Karzai’s brother Qayum, Chayes launched a manufacturing cooperative that produces skin-care products for export from licit local agriculture. The goals were to help revive the region’s historic role in exporting fruit and its derivatives, promote sustainable development, and expand alternatives to the opium economy.
This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx
11 Our democracy no longer represents the people. Here’s how we fix it | Larry Lessig | TEDxMidAtlantic
20 okt. 2015
12 Why do so many incompetent men become leaders? | Tomas Chamorro-Premuzic | TEDxUniversityofNevada
26 mrt. 2019
13 Corrupt Britain: The Land of Cover Ups, Whitewashes & Secrecy
17 dec. 2015
This session will look at – and seek to explain – the British obsession with cover-ups and whitewashes, as evidenced in recent years by farcical and less-than-honest inquiries into matters such as phone-hacking, Hillsborough, and Jimmy Savile and a prevailing attitude of ‘protect the establishment at all costs’.
It will also look at the hypocrisy of British politicians who claim to advocate transparency and integrity, particularly for offshore financial centres, while practicing secrecy and deceit.
Presented by: NICK KOCHAN, Journalist & Author (London)
Recorded on November 24, 2015 during The OffshoreAlert Conference in London at The Grange St. Paul’s Hotel.
OffshoreAlert is an independent news website founded in 1997 by investigative reporter David Marchant and offers news, documents & intelligence about businesses and individuals operating in Offshore Financial Centers, with an emphasis on fraud investigations. OffshoreAlert also holds conferences in North America and Europe tailored for the offshore world. OffshoreAlert is generally considered to be a leading authority on OFCs and serious financial.
14 How London fuels corruption | Anthea Lawson | TEDxHousesofParliament
10 jul. 2014
15 Customers Eat Bull Penis! – Just For Laughs Gags
5 jun. 2016
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